A handshake-grade ledger for the favors that keep the work moving — the lent tractor, the plowed lane, the loaned crew, the shop time.
Tuesday, May 4
You owe
7
Owed to you
12
Bill — North 40
Lent the John Deere 4055
Marty's Plowing
Plowed the driveway, twice
Dave (machinist)
Reground the lathe tooling
Ortega Hauling
Hauled gravel to the site
Henderson Farm
Cut & baled 12 acres of hay
The idea
Out on the job site, in the back forty, on the shop floor — the work gets done because someone lent the loader, dropped a part by, or plowed your road at 4am. Chit Ledger remembers what a handshake promised, so the next favor flows just as easy.
Built for working hands
Two taps
Pick a name. Note what was lent or done. Done — gloves still on. No invoices, no quotes, no awkward money talk.
From
Bill Henderson
Henderson Farm · neighbor
What
Lent Rochester the Tractor for the south pasture cut. Two days, full tank back.
Type
Equipment
Worth
A big one
Your books, your business
Encrypted, exportable, deletable. Trades for trades — not taxable income.
Gentle nudges
A quiet ping when it's been too long. So the next time you need a backhoe, the answer is still yes.
Crews
Share a book with your subs, your neighbors, the volunteer fire hall. Everyone sees what's been borrowed and what's been returned.
Tag any trade
Built-in categories for equipment, labor, hauling, shop time, fieldwork, snow removal, landscaping, and tool & die.
A look inside
Three screens. Glove-friendly buttons. Your whole network of handshake deals.
Your crew
Bill Henderson
Neighbor · farm
Marty's Plowing
Snow & sand
Dave — D&D Tool
Machine shop
Ortega Hauling
Gravel & dirt
Cole Landscaping
Crew swap
Tuesday, May 4
You owe
7
Owed to you
12
Bill — North 40
Lent the John Deere 4055
Marty's Plowing
Plowed the driveway, twice
Dave (machinist)
Reground the lathe tooling
Ortega Hauling
Hauled gravel to the site
Henderson Farm
Cut & baled 12 acres of hay
From
Bill Henderson
Henderson Farm · neighbor
What
Lent Rochester the Tractor for the south pasture cut. Two days, full tank back.
Type
Equipment
Worth
A big one
Sixteen pages on how trades, farms, and crews keep each other running — equipment-sharing etiquette, fair-return rules of thumb, and printable chit slips for the truck.
From the field
“Bill plowed our road for three winters before I ever got him back. Pulled up his chit, brought a flatbed of firewood. We're square — and still neighbors.”
Hank R.
Dairy farmer · Wisconsin
“Our framing crew swaps labor with two other outfits. Chit Ledger replaced the napkins on the dash. Nobody's owed a day they didn't get back.”
Tomás M.
GC · Tucson
“I run a small machine shop. Half my work is favors for the body shop next door. Now I actually remember who owes what — and so do they.”
Adaeze O.
Tool & die · Detroit
Asked & answered
Not the way we built it. Forgetting is the real cold part. A chit book is private, gentle, and meant to make you a better neighbor — not a creditor.
No. Chit Ledger is for trades that never touch money — borrowed equipment, swapped labor, plowed lanes, shop favors. If you're billing for it, use QuickBooks.
Yes. Invite your subs, your neighbors, your equipment-sharing co-op. Everyone sees what's been borrowed and what's been squared up.
Yes. Log chits offline; they sync the next time you've got bars or wifi.
Encrypted on our servers, exportable any time, deletable in one tap. We don't sell, share, or read your entries.